NEWS FLASH - Radio Guest on April 11

Take advantage of a rare opportunity to hear all about CapSource Funding and business financing opportunities. I will be on-air as a guest on the House To House show at 7am (Mountain) on April 11th, hosted by Michael House of CastleRockRadio.com.

Castle Rock Radio is an internet radio station and can be heard anywhere via access to the internet.

http://www.castlerockradio.com/

Cashing In On Credit Cards

It’s difficult to imagine how the economy would be effected if commerce were a cash only proposition.
Credit based purchasing is certainly a benefit to the consumer who has the need, albeit not the cash. On the merchant side of the equation, the benefits are equally important:

• Increase sales
• Convenience
• Source of cash

Wait! Source of cash? That’s right, credit card receivables are a powerful source for accessing working capital.
Although scores of merchants accept credit cards, very few are aware of the untapped potential of this staple of commerce.
Credit card receivable funding is an exciting opportunity for business owners seeking financing. As with other opportunities in the Cash Flow industry, there are many different versions and terms available, however they do share these common characteristics:

• Visa/MasterCard Merchants - This option applies to merchants who accept Visa and/or MasterCard, regardless of whether it's a brick and mortar or online store front.
• Future Sales - Funding is based on the merchant's expected future credit card sales.
• Qualifying - Credit worthiness focuses more on past sales than on the bureau score of the business/owner.
• Payback Using Daily Sales - Payback is based on a small percentage of future sales, and occurs automatically as those come in. This means that unlike the stringent terms of traditional financing where “x” amount is due by “date”, re-payment is driven by the performance of sales.If the month is slow, less is paid, if business is booming the faster the advance is paid.
• Speed - This type of funding really shines when the need is urgent (ie: meeting payroll, fulfilling orders, etc.). Cash in hand occurs in a matter of days as opposed to weeks.

It’s always best to have the right tool for the job. For business financing, credit card receivable funding is certainly a versatile and effective tool.

[This posting is from a feature article of CapSource Funding's Working Capital Journal. For additional articles or to subscrible, visit www.capsourcefunding.com.]

Aspire to a Healthy Cash Flow

It’s that time of year when people commit themselves to a healthier lifestyle. For the business owner, it’s also a great time to commit to a healthier cash flow.

It’s all too common to look at cash flow solely from the ‘numbers’ perspective. Is there more or less incoming cash versus outgoing cash? While the numbers do tell a story, it’s important to note that they do not tell the whole story.

Ledgers are not known for revealing lost the opportunities poor cash flow causes. It’s hard to say what the loss of a particular customer will do to a business in the long term. Could that customer be one that stays with you through the years? Could securing a particular vendor or supplier be the partnership that propels you past the competition? What about the right talent or marketing initiatives?

Just like the goal of a healthy lifestyle, a healthy cash flow can be impeded by a myriad of different pressures. The difference is that attaining a healthy cash flow is simple, doesn’t involve a treadmill, and you’ll see dramatic results in a few days.

There are many different ways to obtain financing but not all of them are feasible or desirable. Some business owners prefer to avoid incurring debt such as a bank loan or credit card. Others may not qualify for financing. Still others considering an equity based approach would prefer to retain their ownership and assets that would be at risk in venture capital or asset based lending arrangements.

The cash flow industry is the solution to these issues. Based on the centuries old practice of leveraging ‘promissory paper’ in exchange for immediate cash, the industry has developed a host of flexible solutions.

There are many reasons that opportunities may be lost, but an unhealthy cash flow need not be one of them.

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[This posting is from a feature article of CapSource Funding's Working Capital Journal. For additional articles or to subscrible, visit www.capsourcefunding.com.]